Older couple sitting on a bench outside

A smart $0 health plan with extra benefits for people with Medicare and Medicaid.

As low as $0 plan premiums, $0 copays, and $0 for prescription drugs.
Plus, up to $4,560 a year for groceries^, home utilities^ and more!

Benefits include up to:

$310 a month for OTC items and groceries^.

$70 a month to help pay for home utilities^ and more!

$3,500 a year for dental care†.

$350 a year for eyewear.

And more!

  • “ I can honestly say this is the best insurance plan that I have been with. You always help me when I need the help. ”
    — Health plan member from Queens
  • “ I can’t say enough about my father’s care manager. She’s like family. ”
    — Raul, Crown Heights

Call VNS Health Medicare: 1-877-476-1564 (TTY: 711)

Benefits and costs depend on your level of Low Income Subsidy (LIS) or Medicaid eligibility and the plan you enroll in. ^Grocery and utility benefits are part of a special supplemental program for the chronically ill and not all members qualify. Chronic illnesses include diabetes, dementia, heart failure, lung disorders, stroke, and other conditions. Eligibility for this benefit cannot be guaranteed based solely on your condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us. †Additional coverage available under Medicaid based on medical necessity. Authorization may be required. VNS Health Medicare is a Medicare Advantage organization with Medicare and Medicaid contracts, offering HMO D-SNP and HMO plans. Enrollment in VNS Health Medicare depends on contract renewal.

H5549_26LPMU_M Accepted 09302025

©2025 VNS Health vnshealthplans.org

Last updated 10/01/2025.