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What Is VNS Health Total?

VNS Health Total (HMO D-SNP) brings together Medicare Advantage and Medicaid Managed Long Term Care to help you live safely in your home. The plan offers more than regular Medicare.

Plan Highlights

  • $0 Premiums
  • $0 For medical care and prescription drugs
  • Over-the-Counter (OTC) and Grocery Card*
  • Dental, vision, hearing, transportation, and more


Keeping You Safe at Home

VNS Health Total was created for people who want to live in the comfort of their own homes and communities but need ongoing help with daily activities like bathing, cooking, dressing, and walking. Total combines Medicare Advantage and Medicaid Managed Long Term Care benefits into one easy-to-use health plan. Plus, the plan includes extra benefits that aren’t covered by regular Medicare.

VNS Health Medicare received 4.5 out of 5 stars

A Reputation for Quality

Every year Medicare rates plans based on a 5-star rating system. More stars mean a better plan. VNS Health Medicare is proud to be rated 4.5 out of 5 stars — the highest rating for any Medicare Advantage plan in New York City and Long Island for 2023.

Just Some of What You Get with Your Total Plan

Help Affording Things You Need

OTC and Grocery Items

Get up to $2,784/year ($232/month). Use in stores, or get home delivery.
Help with Oral Care


Get $0 preventative care** AND up to $3,000/year for comprehensive services.
Help with the Care You Need

Flex Debit Card

Get up to $750/year toward certain dental, hearing, or vision expenses. You choose how to use it.
  • Easy to Use

    Total brings together Medicare Advantage and Medicaid Managed Long Term Care into one simple health plan. You get one plan instead of two — with one ID card and one Care Team focused on you. 

  • Extras for Healthy Living

    Total includes:

    • A debit card you can use to buy OTC health items and groceries* — $232/month ($2,784/year). Use the card in local stores, or get easy home delivery.
    • SilverSneakers® fitness program — with gym memberships and online classes.
    • Unlimited transportation to approved health care facilities. 
    • And more!
  • Your Own Care Team

    As a Total member, you’ll have a team of specialized health professionals who will work with you and your doctor to coordinate your care and connect you with the services you need. Your Care Team is led by a care manager, who is a registered nurse or a social worker. 

*Depending on your level of Medicaid eligibility. The grocery benefit is part of a special supplemental program for the chronically ill, and not all members qualify.
**Preventive care covered by Medicaid.